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Affordable housing is housing which is deemed affordable to those with a household income at or below the median[1] as rated by the national government or a local government by a recognized housing affordability index. Most of the literature on affordable housing refers to mortgages and a number of forms that exist along a continuum – from emergency homeless shelters, to transitional housing, to non-market rental (also known as social or subsidized housing), to formal and informal rental, indigenous housing, and ending with affordable home ownership.[2][3][4][5]
Housing choice is a response to a complex set of economic, social, and psychological impulses.[6] For example, some households may choose to spend more on housing because they feel they can afford to, while others may not have a choice
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